Information About Long Term Disability Blog

CIBC employees are insured for long term disability (LTD) benefits under a group policy issued by Canada Life. If you are unable to work due to illness or injury, the policy provides monthly income replacement. However, entitlement to benefits depends on meeting a specific definition of disability, … Read more »

Teachers in Ontario are entitled to long term disability (LTD) benefits through the Ontario Teachers Insurance Plan (OTIP), but qualifying for and maintaining those benefits is often far more complicated than many teachers expect. OTIP disability claims are frequently denied or terminated, particula … Read more »

Michael Jordan is one of several long term disability lawyers invited to speak at the Ontario Trial Lawyers Association (OTLA) Roundtable : Extra-contractual Damages in Settlement Discussions since Baker v. Blue Cross. Baker v. Blue Cross sent shockwaves through the legal and insurance industries wh … Read more »

Did you know long term disability insurance companies commonly use surveillance and other tactics to deny claims? Of course long term disability benefits are a last resort, and you wouldn’t be on claim if you could work. But insurance companies don’t always see it that way, and are constantly lo … Read more »

Is long term disability attorney or long term disability lawyer the proper term?  It doesn’t really matter, both are used. Lawyers and attorneys use a lot of legal jargon, even when describing their own occupation! The terms “lawyer” and “attorney” are often used interchangeably, depending on the … Read more »