Information About PLZ Law Blog

Criminal Rate of Interest for Ontario Mortgage Transactions: Practical Guide for Private Lenders, Brokers and Real Estate Lawyers Effective January 1, 2025, Canada’s criminal interest rate regime was materially changed. For most mortgage loans in Ontario and across Canada, the criminal rate is now … Read more »

Purchasing real estate is one of the largest financial investments most people will ever make. Whether you’re buying your first home, acquiring an investment property, or developing land, there is one thing every transaction has in common: you need to know exactly what you’re buying. Many people foc … Read more »

Disputes are an unavoidable part of doing business. Whether it’s a contract disagreement, unpaid invoices, partnership conflict, or commercial lease issue, business owners are often faced with a difficult question: Should you take legal action, or should you settle? The answer is rarely straightfo … Read more »

When most people think about estate planning, they think about having “a will.â€� What many Ontario families do not realize is that in some situations, having two wills instead of one may provide significant advantages. This strategy, known as using Primary and Secondary Wills, is commonly used in … Read more »

Buying or selling real estate is one of the most significant financial transactions most people will ever make. But what happens when a deal doesn’t close as planned? In Ontario, a failed real estate closing is more than just an inconvenience. It can trigger serious legal and financial consequence … Read more »