Information About Personal Bankruptcy Blog

It now costs more to have debt. The Bank of Canada raised interest rates, which means your monthly loan and mortgage amount is far higher. And with the high cost of living, the budget squeezes. Many people owe more than they can possibly repay. Fortunately, there are debt relief options available. D … Read more »

Doom spending refers to impulsive or excessive money spending when stressed or anxious. It’s often a coping method that shows up during tough economic times (think global crises, personal difficulties, or when the future seems uncertain. Spending money is quick medicine when you feel helpless or out … Read more »

Multiple payments, different interest rates, random due dates—debt creates a lot of confusion. And, if you forget a due date and miss a payment, your credit score can falter. Sometimes, we just need things a little simpler. With your ease in mind, consider debt consolidation. A debt consolidation lo … Read more »

Crypto is volatile. One day it is up, and the next, it’s down. It also lacks the same legal protections as traditional currencies. But while it seems like everyone has crypto investments, cryptocurrency and debt often go hand in hand. If you don’t understand the dangers and how to mitigate them, you … Read more »

No one wants to receive a debt collection notice. Missed payments and overdue bills are stressful enough—but that all magnifies when a collection company calls. While this can feel incredibly scary, there is no need to panic. You have rights as a consumer, and there are action steps you can take (pl … Read more »