Information About Long Term Disability Blog

Kardaras v. Sun Life Assurance Company of Canada, 2020 ONSC 392, is a recent long term disability trial decision where Sun Life was ordered to pay general damages for mental distress because it assessed the plaintiff’s claim in a manner that was not reasonable and balanced, contrary to the duty of g … Read more »

Long term disability lawyers get asked the same questions regularly. The answers to the 10 most common questions follow. Contact Michael directly for more fulsome answers specific to your situation. There is no fee and no obligation. 1) Should I appeal? When long term disability claims are denied, t … Read more »

Long term disability (LTD) insurance is intended to provide a stream of income while you are disabled from your employment. Industry statistics suggest most claims are accepted, but many legitimate claims are rejected. Sometimes these denials could have been avoided had the application been complete … Read more »

What Is A Waiting Period? Most long term disability (LTD) policies do not pay benefits for weeks or months after you become disabled. This may be called a waiting period, an elimination period, or a qualifying period. You are not eligible to receive benefits until after this time frame has passed. T … Read more »

The Ontario Court of Appeal has ruled that an employee can access his former employer’s long term disability (LTD) coverage four years after a disabling injury, even though he resigned and was working for a different employer at the time he applied for benefits. The case is MacIvor v Pitney Bowes, 2 … Read more »