Information About SBA Insurance Law Blog
Recent Posts
Below is a preview of the five most recent posts from the blog SBA Insurance Law Blog. To read these posts in their entirely or subscribe to future updates from this blog, please visit their website!
- Whose Relationship is it Anyways?
Does the relationship with a policyholder belong to the broker or to the insurer? Neither, says the Ontario Superior Court of Justice. It is the policyholder who chooses the broker and the insurance provider. Read more »
- Guaranteed, Not God-Mode
This Supreme Court case has it all: guaranteed rebuilding cost, compliance cost exclusion, nullification, contract interpretation — find out what every insurer must know before the next total loss claim. Read more »
- Pay First, Dispute Later: Priority Matters
A recent LAT decision reaffirms the insurer’s obligation to provide timely benefits despite concerns over priority. Where claimants satisfy the low threshold of establishing a nexus with an insurer, that insurer must commence adjusting the claim and dispute priority later. Read more »
- Insurance Investigators Owe No Duty to Insureds for Claim Delays
In Smitten Baby Products Inc. v. FirstOnSite Restoration Ltd., 2025 ONSC 4281 (CanLII), the Ontario Superior Court dismissed a negligence claim against an insurance investigator retained by an insurer, holding it was “plain and obviousâ€� that the investigator owed no duty of care to the insured f … Read more »
- Statutory Certainty vs. Flexibility: What Clouthier Means for Insurers
Divisional Court finds weekly benefits payable before submission of the disability certificate with reasonable explanation. In a significant decision, the Ontario Divisional Court has allowed the appeal of Summer Clouthier, a claimant who was struck by a car while cycling in February 2020 and suffer … Read more »