Information About Derek L. Associates, Ltd. Blog

Every day, Canadians make decisions about whether to spend money—and how to pay for those purchases. Once we decide to go forward with the transaction, the next decision is how to pay; cash or credit? This is not a hard decision, or maybe no decision at all, for most people but maybe it should be. … Read more »

As we continue our commitment to helping individuals and families find a fresh financial start, our practice is entering an exciting new chapter. As part of this transition, Len Hiquebran, Licensed Insolvency Trustee, officially took over the LIT practice previously operated by Derek L. Chase on Jan … Read more »

Do you feel like your finances are starting to slip — or that debt is slowly taking over? Financial trouble rarely happens all at once. More often, it builds quietly, with small warning signs that are easy to ignore until they become impossible to manage. Below are some common indicators that you … Read more »

The continuing upwards pressure on the cost of living in BC has caused the most grief to seniors on fixed pension income or if your income is modest. Inflation has pushed the cost of groceries and rent higher and higher to the point where people are missing meals or living in poor or dangerous livin … Read more »

A quick internet search for debt management strategies can turn up a flood of ads, plans, and urgent advice. Two of the most common options? Debt consolidation and personal Bankruptcy. That raises the question: which solution is truly best for you? Debt Consolidation Loans A debt consolidation loan … Read more »