Information About Derek L. Associates, Ltd. Blog
Below is a preview of the five most recent posts from the blog Derek L. Associates, Ltd. Blog. To read these posts in their entirely or subscribe to future updates from this blog, please visit their website!
- Three Ways to Get Ahead of Your Debt in 2021
It might be a surprising fact to learn that the world wants you to go into debt. Congratulations you are pre-approved! Buy now, don’t pay for a year! These are basically tricks to make you slave to an interest payment. Before you know it, your payments are not even budging your overall balance. You … Read more »
- How to Start a Budget
Keeping a monthly budget is an essential part of healthy finances, no matter how much money you make. A budget is simply a plan for where your money will go before you spend it. But it can be daunting to get started. If you haven’t started to budget yet, you are not alone. Less than half of Canadian … Read more »
- Debt and Divorce: A Common Cause of Bankruptcy
There are countless things that cause Canadians to experience financial difficulty. Things such as job loss, poor spending choices and being a victim of fraud are just a few reasons behind Canadians’ financial troubles. Among these, a relationship change, whether that means a breakup, separation, or … Read more »
- Consumer Proposal vs Bankruptcy – Which Is Best?
When someone contacts us to find a solution to their debt problems we are required to gain an understanding of their financial situation. We refer to this free and confidential meeting as providing a financial assessment. During the meeting, we go over a variety of options that might provide debt re … Read more »
- Financial Counselling is Available
Many people struggle managing their monthly budget and could benefit from receiving financial counselling. Or in other words, a money coach. Financial counselling, sometimes called credit counselling, is available at our office. There is no doubt that everyone’s life has been impacted by a coach at … Read more »